Best Bank Referral Offers


Porte: $100 for depositing $500 from any source

Porte is a bank/app which pays you a $100 bonus for opening an account via a referral code, and making a $500 direct deposit. There are no catches, and you can close the account at any time fee free as soon as you register their debit card (gotta wait a few days to get it in the mail).

A "direct deposit" technically means that they want you to deposit the money right from payroll, Social Security, or other direct payment, but you can actually meet this requirement simply by transferring in $500 from virtually any source, including bank accounts, cashapp, etc.

Chase Bank: $225 for opening a checking account and doing a $500 direct deposit

Chase Bank is offering $225 for opening a checking account with a referral code and making a $500 direct deposit. Can easily get around direct deposit requirement. Credits within a few days of meeting requirements.

A "direct deposit" means that they want you to deposit the money right from payroll, Social Security, or other direct payment. No ways to get around that for this referral offer, unfortunately.

Wings Financial Credit Union: Up to $350 in free bonuses

Wings Financial Credit Union is a bank offering $50 for opening a checking account, setting up eDocuments, and either doing 5 debit card transactions of $5 or more (anything counts, including Amazon GC reloads), OR a direct deposit of $300+ in 60 days.

No fees, can withdraw and close account any time.

Aspiration: $50 for spending $250 with their debit card within 3 months

Aspiration is an online bank which is offering a free $50 bonus for simply opening an account via a referral link and spending $250, and an extra $100 for $1000 spend in 3 months.

So all you have to do is open a “Spend & Save” account using a referral link, spend $250/1000 using their debit card within 3 months, and then you will get $50/150 posted to your account! There are no fees to worry about! You can close the account fee free whenever you want!

Lili: $50 for spending $250 with their debit card within 3 months

Lili is an online bank which is offering a free $50 bonus for simply opening an account via a referral link and spending $250.

This bank is meant for freelancers, but in reality ANYONE can join as they are very liberal with what the term "freelancer" or "side business" really mean. For example, you could simply say you're a freelancer just because you recycle water bottles, they really don't care ant don't verify at all.

Code- 506b82 (if they ask during account signup).



Stash: $20 for $5 deposit from any source

Stash is a finance app that gives out $20 for anyone who signs up for the Stash (bank) or Stash Invest account via my referral link and deposits at least $5 from any source (payroll, another bank account, PayPal, etc.) So all you have to do is open an account with a referral link, deposit $5, and then the bonus will post to your account!

The app will ask you to open a paid account, but you can simply open a "beginner" account for $1 a month, and then close your account after 1 month after you get your $20 bonus.

Cashapp: $5 for opening an account and sending $5 to someone

Cashapp is a popular banking app (iOS/Android) which will pay you $5 for opening an account and sending $5 to someone. I recommend trading the $5 back and forth with a friend/family member if possible.