Best Bank Referral Offers


SoFi Money: $25 for depositing $10 from any source

SoFi is a bank/app that give out $25 for anyone who signs up for a SoFi Money (bank) account using a referral code and deposits $10 from any source. So all you have to do is open an account with a referral link, deposit $10, and then instantly collect the bonus and then take it all back.

You can close the account at any time with no fees.



Chime: $100 for $200 direct deposit

Chime is a bank/app which pays you a $100 bonus for opening an account via a referral code making a $200 direct deposit. There are no catches, and you can close the account at any time fee free as soon as you register their debit card (gotta wait a few days to get it in the mail).

A "direct deposit" technically means that they want you to deposit the money right from payroll, Social Security, or other direct payment, but you can actually meet this requirement simply by transferring in $200 from virtually any source i.e. bank accounts, cashapp, etc.



Chase Bank: $225 for opening a checking account and doing a $500 direct deposit

Chase Bank is offering $225 for opening a checking account with a referral code and making a $500 direct deposit. Can easily get around direct deposit requirement. Credits within a few days of meeting requirements.

A "direct deposit" means that they want you to deposit the money right from payroll, Social Security, or other direct payment. No ways to get around that for this referral offer, unfortunately.

Aspiration: $50 for spending $250 with their debit card within 3 months

Aspiration is an online bank which is offering a free $50 bonus for simply opening an account via a referral link and spending $250.

So all you have to do is open a “Spend & Save” account using a referral link, spend $250/1000 using their debit card within 3 months, and then you will get $50 posted to your account! There are no fees to worry about! You can close the account fee free whenever you want!

Stash: $20 for $5 deposit from any source

Stash is a finance app that gives out $20 for anyone who signs up for the Stash (bank) or Stash Invest account via my referral link and deposits at least $5 from any source (payroll, another bank account, PayPal, etc.) So all you have to do is open an account with a referral link, deposit $5, and then the bonus will post to your account!

The app will ask you to open a paid account, but you can simply open a "beginner" account for $1 a month, and then close your account after 1 month after you get your $20 bonus.

Skyone: $25 for opening an account and keeping the account open for 30 days (additional steps required, please see below details)

SkyOne is a credit union which will pay you a $25 bonus for opening a checking account with a referral link, making a $5 opening deposit, and keeping your account open for at least 30 days.

This credit union services the SoCal area, but anyone nationwide can sign up if you follow the steps detailed below. People are normally required to make a donation to a local charity to qualify for a local credit union bank account when they don't live in the area, but SkyOne will actually pay for a donation to the "Surfrider Foundation" themselves because they want everyone on the US to be eligible! In other words, you don't have to spend a dime! Simply click ("None of the above? We've got you! SkyOne will make a one-time donation to one of the following non-profits") on the eligibility page when signing up.